5 reasons for getting additional vehicle insurance

Nov 10 2016, 3:24 am

If you have a car, you have to be insured.

Everyone in British Columbia needs to have basic insurance from ICBC if they want to drive a car. This insurance protects you if you’re responsible for a crash, and covers you when someone else is responsible.

Most people simply get the basic insurance for their vehicle and leave it at that. But there are a lot of reasons why you should look into additional coverage from a private insurance provider.

We’ve gathered up five things that will make you want to consider getting additional insurance on your vehicle.

Roadside assistance



There’s nothing worse than being stuck on the side of a highway with no way to get home. If you get roadside assistance, that won’t be the case anymore. Blow a tire? Your insurance company will change it. Out of gas? They’ll bring it to you. Locked yourself out of your car? They’ll help you get back in. Even if you need to be towed to the nearest mechanic, roadside assistance will get you back on the road in no time.

Accident forgiveness

Everyone makes mistakes, and that’s why belairdirect insurance, a Canadian insurance company moving into BC, doesn’t penalize you when you’re at fault for an accident. Your insurance premium won’t go up for your first two at-fault accidents, so you can focus on dealing with the issue and not the repercussions.

Protection for your mods



You upped the ante in your vehicle. After-market sound or communication equipment, either shuttle-mounted or permanently installed, can be a big boost and a big expense. And if you paid more than $1,000 for your system, you’ll want to make sure it’s protected. With additional insurance, you can make sure your sound equipment is covered in the event of a crash or break-in.

Protection from unforeseen incidents



Basic coverage doesn’t include damage to your car outside of a crash. But when you get additional coverage through a company like belairdirect, you’ll be safe from fire, theft, vandalism, and other unforeseen catastrophes. Insurance can’t prevent them, but it will keep your bank account safe if they do happen.

Discounts for bundling

Insurance isn’t just for cars – many of us have homeowners insurance, condo insurance, or tenants insurance in addition to our vehicle insurance, which you already get from private insurance providers. When you bundle all those different options together with an insurer like belairdirect, you can save money. It’s a win-win, for you and your wallet.

Everyone needs basic coverage – but you have more options for where to get additional coverage for your piece of mind. Companies like belairdirect offer a number of different coverage options outside your mandated insurance.

belairdirect has joined forces with Canadian Direct Insurance and moved into BC for the first time. They’re offering British Columbians all the additional insurance options listed above and more – this also includes insurance for homeowners, condo dwellers, and renters. British Columbians can now expect a variety of new insurance options and benefits.

To get the inside scoop on everything belairdirect is offering British Columbians, check them out online (whotheheckisbelairdirect.com) or follow them on Twitter, Facebook, and Instagram.

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