If a tree fell on your car, you might not be covered by ICBC (PHOTOS)

Dec 20 2017, 1:08 am

Over the weekend, a massive windstorm slammed Metro Vancouver that caused more than 500,000 power outages. Not only that, falling trees caused damage to houses and destroyed cars parked in driveways and on the street. Nearly 60,000 people were still without power at the time of publication.


Unfortunately if a tree fell on your car, you might not be covered by ICBC. Senior Media Relations Advisor for ICBC Adam Grossman told Vancity Buzz you need comprehensive insurance for full coverage.

“The vast majority of our customers purchase comprehensive or collision insurance through us, so typically falling objects and in this case a tree would be covered under a comprehensive policy.”


Grossman said it’s too early to tell how many people will be making claims, but those numbers will be available in the coming weeks.

“We do know the call volume at our claims call centre and our e-claims were definitely up over the weekend and we had extended hours and staff working overtime so we could take all those calls.”

“Certainly it’s going to be an expensive weekend in terms of insurance claims, which is unfortunate, but we’ve had very few reports of people being injured,” he said.

Claims could be in the area of hundreds of thousands of dollars when the dust settles, said Grossman.

According to ICBC’s website, comprehensive insurance covers the following:

  • Theft and vandalism.
  • Fire, earthquake, explosion.
  • Falling or flying objects such as a rock or gravel hitting your windshield.
  • Hitting a domestic or wild animal.
  • Weather—lightning, windstorm, hail, rising water.


People took to Instagram to show all the damaged vehicles in their neighbourhoods:

On my block. Luckily not on my car. #bcstorm A photo posted by Jonas Woost (@jonaswoost) on

#vanstorm #vancitybuzz #eastvan #bcstorm @vancitybuzz

A photo posted by KLeee3 (@buddhacracker) on

Interesting weekend #notmine #bcstorm A photo posted by D_Tierney22 (@d_tierney22) on

#tvlife #Vancouver #bcstorm #notonmystreet #treedown #tree #wind

A photo posted by Meera Bains (@meerakati) on

Super unlucky lol. #stage18 #bcstorm #icbc #treevscar #vancouver

A photo posted by Jacqueline Tsang (@fwog) on

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