New Canadian Mastercard offers first-class travel perks with major airline

Apr 15 2026, 3:18 pm

Canada just got a new Mastercard that’s offering serious travel perks with a major airline.

Neo Financial and United Airlines launched the United MileagePlus Neo World Elite Mastercard on Wednesday.

Available to all Canadians, the card offers full World Elite benefits. The Calgary-based banking company says that at an $89 annual fee, it’s the lowest-priced premium travel card in Canada today.

“The United MileagePlus Neo World Elite Mastercard delivers a more rewarding travel experience for Canadians, combining enhanced card benefits with access to United’s global network,” stated Jarad Fisher, United’s president of MileagePlus.

mastercard

CNW Group/Neo Financial Inc

Travel benefits the new Mastercard provides

New cardholders will get a welcome offer of up to 20,000 MileagePlus miles — 5,000 miles on first purchase, plus 15,000 miles after $3,000 in spend within the first three months.

Loyalty is rewarded with an annual renewal bonus of 5,000 miles every year, recurring and no spend threshold required.

Canadians who use the Mastercard to book with United and Star Alliance will get 1.25 miles for every $1 spent on flights. They’ll get one mile for every $1 spent on dining and groceries, and 0.75 miles for every $1 on everything else.

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Cardholders who are MileagePlus members will also get at least a 10 per cent discount on every United award flight they book. Premier members with a United card will save at least 15 per cent.

The Mastercard will allow Canadians to earn and redeem miles on United and any of the 26 Star Alliance partner airlines, with access to nearly 160 countries. Jetsetters will get 14-day emergency travel medical insurance, plus trip cancellation, flight delay, lost baggage, and full purchase protection.

Canadians who want to reap the rewards of the new Mastercard will need to have a minimum personal income of $80,000 or a minimum household income of $150,000.

The card is now available on Neo Financial’s site.

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