Canadians are getting increased government benefit payments in July

July marks the start of a new benefit year in Canada, which means eligible Canadians can expect increased payments from the government.

Since 2018, the Canada Revenue Agency (CRA) has used a process called indexation to adjust benefit and credit payments to keep pace with inflation and the rising cost of living.

In 2026, the indexation increase will be two per cent, which means some benefit and credit payments will increase by that amount. In comparison, it will be a lower hike than the 2.7 per cent increase in 2025.

From families to people living with disabilities, many Canadians could be eligible to receive these increased benefit and credit payments that aim to make life a little more affordable.

Mark your calendars — here are all of the benefit and credit payments Canadians could get in July, and how much more they could receive.

Canada Groceries and Essentials Benefit — July 3, 2026

In January, Prime Minister Mark Carney announced that the new Canada Groceries and Essentials Benefit (CGEB) would replace the GST/HST credit in July 2026.

Starting in July, the Canadian government will increase the value of the CGEB by 25 per cent for the next five years. According to Ottawa, this boost will deliver $8.6 billion in additional support over the 2026-2027 to 2030-2031 period to 500,000 new individuals and families.

Altogether, the federal government says this will provide up to an additional $402 to a single individual without children, $527 to a couple, and $805 to a couple with two children.

The benefit will be paid quarterly and will be in addition to other existing benefits like the Canada Child Benefit.

Learn more about how much you could get from the CGEB.

Advanced Canada Workers Benefit — July 10, 2026

The ACWB is a refundable tax credit to help low-income individuals and families. It has two parts: a basic amount and a disability supplement.

According to the CRA, the maximum benefit for single individuals with no children will be $1,665 in 2026. That’s a $32 increase from $1,633 in 2025.

The maximum benefit for families will be $2,869 in 2026, up $56 from $2,813 in 2025.

The CWB disability maximum supplement will increase by $17 from $843 to $860 in 2026.

Ontario Trillium Benefit — July 10, 2026

The OTB is a tax-free payment that combines the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit. These payments will also increase in July for the 2026 benefit year.

The Ontario Energy and Property Tax Credit will increase from $1,283 to $1,307 next month for those between 18 and 64 years old. If you’re 65 or older, the maximum you’ll qualify for goes up from $1,461 to $1,488. If you live on a reserve or a public long-term care home, the maximum you can receive will increase from $285 to $290. You’ll receive $25 for the time you lived in a designated college, university, or private school residence in 2025.

The amount you receive for the Northern Ontario Energy Credit depends on your marital status. If you’re single, the maximum amount you can receive will increase from $185 to $189 in July, while families can get a maximum of $290, up from $285.

Next month, eligible Ontarians will get a boost in the Ontario Sales Tax Credit, going from $371 to $378. You may be eligible for additional credit of up to $378 for your spouse or common-law partner, and each dependent child under 19 years of age on the 1st of the payment month. This credit does not affect your GST/HST credit payments.

Canada Disability Benefit — July 16, 2026

This benefit provides financial support to people with disabilities between the ages of 18 and 64 years old.

The first month of eligibility for this benefit was in June 2025, and payments began in July 2025. You can still apply, and if you qualify for payments, you’ll begin getting money from the government the month after your application is approved.

“You may receive back payments for up to 24 months from when we get your application, but not for any previous months of eligibility prior to June 2025,” reads the government site.

Starting next month, the maximum monthly payment you could receive is $204.20, up from $200 in 2025. The payment will be based on your adjusted family net income from your 2025 federal income tax return.

Canada Child Benefit — July 20, 2026

The CCB is a tax-free monthly payment for eligible families to help with the cost of raising kids under the age of 18.

According to the CRA, the base benefit for a child under age six in 2026 will be $8,157, an increase of $160 from $7,997 in 2025. The base benefit for children aged six to 17 will be $6,883 next year, up $135 from $6,748 this year.

Learn more about the increased CCB and Child Disability Benefit payments.

B.C. Family Benefit — July 20, 2026

Families who qualify for the B.C. Family Benefit (BCFB) will receive this monthly tax-free payment, along with their CCB, in a single payment.

For the July 2026 to June 2027 benefit year, the CRA states that families with children under 18 could receive $145.83 per month for the first child, $41.66 per month for the first child in a single-parent family, $91.66 per month for the second child, and $75 per month for each additional child.

Families with a net income between $29,526 and $94,483 could receive $64.58 per month for the first child, $62.50 per month for the second child, and $60.41 per month for each additional child.

Ontario Child Benefit — July 20, 2026

Ontario families with low to moderate income could be eligible for the Ontario Child Benefit (OCB), a provincial tax-free benefit that’s delivered with the CCB in a single monthly payment.

Federal indexation does affect it, which means that starting next month, families could be eligible to receive a maximum of $146.66 (up from $143.91) per month for each child under 18 years of age. Families with a family net income above $26,865 may receive a partial benefit.

Canada Pension Plan — July 29, 2026

The CPP is a monthly, taxable benefit that replaces part of eligible Canadians’ income upon retirement and is paid for the rest of their lives.

To receive money from the government, you must have made at least one valid contribution to the CPP and be at least 60 years old.

You’ll receive your full pension even if you’re under 70 and still working; contributing to the CPP post-retirement benefit can increase your pension.

The amount you receive will depend on when you decided to start your pension, the amount you contributed, how much you earned throughout your working life, and how long you contributed to the CPP. New beneficiaries aged 65 will receive an average monthly payment of $925.35 as of January 2026. The maximum monthly payment you can receive at age 65 is $1,507.65 as of January 2026.

Old Age Security — July 29, 2026

Canadians aged 65 and older can qualify for the OAS pension regardless of their work history.

Those aged 65 to 74 can receive up to $743.05 per month in 2026 if their annual net income in 2024 was less than $148,451.

However, Canadians aged 75 and older can receive a maximum of $817.36 if their annual net world income in 2024 was less than $154,196.

Veteran Disability Pension — July 30, 2026

The following Canadians can qualify for the Veteran Disability Pension:

• A member or veteran of the Canadian Armed Forces
• A member or former member of the Royal Canadian Mounted Police (RCMP)
• A Second World War or Korean War Veteran (includes Merchant Navy), or an eligible civilian who served in the Second World War

Eligible recipients must have a diagnosed medical condition or disability and demonstrate that it was related to their service. If eligible, you can also receive a lifetime monthly benefit or lump sum for Pain and Suffering Compensation. The amount you receive depends on your disability, and payments range from $69.60 to $1,391.98.

There’s also the disability pension, which depends on the number of dependents, such as your spouse, common-law partner, and/or children.

You may also be eligible for benefits offered by your provincial or territorial government, rather than the federal government of Canada. Take a look at your provincial benefits page.