These benefits and credit payments in Canada are increasing in 2026

Jan 1 2026, 2:00 pm

A new year means an increase in benefits and credit payments from the Government of Canada.

Since 2018, theĀ Canada Revenue Agency (CRA) has used a process called indexation to adjust benefit and credit payments to keep pace with inflation and the rising cost of living.

In 2026, the indexation increase will be two per cent, which means some benefits and credit payments will increase by that amount. In comparison, it will be a lower hike than the 2.7 per cent increase in 2025.

The maximum benefits and the income thresholds are indexed annually based on the Consumer Price Index (CPI).

“Increases in amounts for certain income-tested benefits like the goods and services tax credit, the Canada child benefit, and child disability benefit, take effect on July 1 to coincide with the beginning of the program year for payments of these benefits,” explains the CRA.

Here’s how much certain benefits and credit payments will increase in Canada in 2026.

GST/HST credit

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The GST/HST credit is a tax-free quarterly payment based on Canadians’ adjusted family net income, marital status, and the number of eligible children under 19 a person has registered for the Canada Child Benefit, GST/HST credit, or both.

According to the CRA, the adult maximum will be $356 in 2026, up from $349 in 2025. The child’s maximum will be $187 in 2026, up from $184 in 2025, and the single supplement will be the same amount.

Based on the two per cent indexation increase, in 2026, Canadians could get up to:

  • $544 if you’re single
  • $712 if you’re married or have a common-law partner
  • $187 for each child under the age of 19

Canada Child Benefit

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The CCB is a tax-free monthly payment for eligible families to help with the cost of raising kids under the age of 18.

According to the CRA, the base benefit for a child under age six in 2026 will be $8,157, an increase of $160 from $7,997 in 2025. The base benefit for children aged six to 17 will be $6,883 next year, up $135 from $6,748 this year.

Child Disability Benefit

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The CDB is a tax-free monthly payment for families who care for children under the age of 18 with a “severe and prolonged impairment in physical or mental functions.”

According to the CRA, based on the two per cent indexation increase, the maximum benefit amount in 2026 will be $3,480, which is a $69 increase from $3,411 in 2025.

Federal Canada Workers Benefit

The CWB is a refundable tax credit to help low-income individuals and families. It has two parts: a basic amount and a disability supplement.

According to the CRA, the maximum benefit for single individuals with no children will be $1,665 in 2026. That’s a $32 increase from $1,633 in 2025.

The maximum benefit for families will be $2,869 in 2026, up $56 from $2,813 in 2025.

The CWB disability maximum supplement will increase by $17 from $843 to $860 in 2026.

This article was originally published on Nov. 28, 2025. It has since been updated.

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