You use your phone as your computer, music player, and TV but not your wallet (for some reason)

Have you ever taken a minute to appreciate how weird our lives are right now?

We’ll happily hire strangers through an app to bring us takeout (to avoid hanger, obviously), and we’ll send out DNA to random companies in the mail to see if one of our ancestors was a princess or a pirate (or a pirate princess). Then we’ll use our voice controls to ask a robot to choose a playlist for us from the cloud.

It’s amazing how technology has transformed our lives in ways both large and small. But despite all that you probably use your phone as your computer, music player, TV, and even your home office — everything but your wallet. It’s 2018, you carry a supercomputer in your pocket, and you still deal with money by pulling out a small pocket of cured leather.

Luckily, there’s now a ridiculously simple way to help you make the transition to mobile payments (welcome to the world of tomorrow!), and that’s because personal credit and debit, and loyalty cards are now supported by Samsung Pay for most major Canadian banks – including CIBC, Scotiabank, American Express Canada, ATB Financial, and now RBC!

What this means for you

It means you can use your device to pay for everything from your morning coffee to a new outfit at almost any store. For example – as an RBC customer, this means you can make purchases of up to $100 (CAD) using your eligible RBC payment card.

Using Samsung Pay offers three different levels of security: Fingerprint or iris authentication, tokenization – meaning your sensitive data is replaced with special symbols that retain your information without compromising data, and Samsung Knox (Samsung’s defence-grade mobile security platform). Simply swipe up, scan your fingerprint, or input your four-digit PIN, and tap to pay.

Finally, you’ll be paying with the same ease and tech-savvy style that you use to order groceries or binge-watch sitcoms.

Paying with points

If you’re big on collecting rewards points on your purchases (and really, who isn’t), RBC has also launched Payback with Points at the Point of Sale, where RBC Rewards clients can pay for part – or all – of a purchase using their RBC Rewards points. Payback with Points at Point of Sale is a first for mobile payments, and is integrated into Samsung Pay for a seamless payment and redemption experience, and is also available in the RBC Wallet on all other Android and iOS devices. Translation: If you’re an eligible RBC customer, you can apply up to $100 worth (CAD) of RBC Rewards points towards any in-store purchase made in Canada.

As an added bonus, customers will continue to accumulate RBC Rewards points every time they make a purchase using their eligible RBC Rewards credit card, whether they pay with points, credit, or some combination of the two.

To pay with your RBC Rewards points using a Samsung device, follow these steps:

1. Swipe up to an eligible RBC Rewards card, tap the “Pay with RBC Rewards” button.
2. Select the amount of points you’d like to redeem for this purchase and authenticate the transaction – PIN, thumbprint or biometric. (Points can also be selected from the card details screen, prior to authenticating.)
3. Once your request is approved, you will receive a confirmation; the number of points redeemed is displayed on the Card Details page.
4. You’ll receive a statement credit within 2-3 business days for the value of the points you redeemed. Find out more about RBC Rewards here .

Simplify shopping by downloading Samsung Pay in the Samsung Apps Galaxy Store. It’s compatible with the following smartphones:

• Galaxy S9 and S9+
• Galaxy Note8
• Galaxy S8 and S8+
• Galaxy S7 and S7 edge
• Galaxy S6, S6 edge, and S6 edge+
• Galaxy Note5
• Galaxy A8
• Galaxy A5

Visit Samsung Canada to find out everything Samsung Pay-related.