The conventional banking business has undergone rapid technological change in the last decade. It faces new competition from emerging financial technology to erode its value chain. Its survival depends on its response, whether it involves adopting technology, creating new services, or acquiring fledgling firms. Our expert panel will explore the future of banking and finance, the policy challenges of the landscape, the imperatives of the incumbents and the opportunities for the upstarts. Anyone with a stake in banking and finance will find this discussion essential in informing decisions in the near term.